Risk and reward have to balance or businesses won't hire.

If even JPMC can unexpectedly lose billions of dollars of your money, it's time to stop gambling with it.

Somebody has to pay for even good things.

How not to be a team player.

Good schooling requires individual responsibility accountability.

American public education used to be hugely effective.

Classical, traditional education creates wiser voters.

It is possible to successfully teach children.

Culture changes cause economic problems.

We simply can't afford to subsidize the unproductive.